BUY
A HOME
Congratulations
on your decision to buy a new home! There are many important
things to consider throughout the process, especially if you're
a first-time homebuyer. Here's some information that will
keep you on track. A home purchase may be your largest financial
transaction to date, so it's important to make the right decisions
and to keep an eye on the details. With the assistance of
your Real Estate Agent and Loan Officer, it should be an efficient,
pleasant, and ultimately rewarding experience.
At Westar, our first and foremost commitment is to our clients.
Over 75% of our clients are either Referrals or Returning
Clients, which serves as a testament to our ongoing commitment
to exceptional Customer Service. We are committed to maintaining
the highest level of integrity and pride ourselves on 'doing
the right thing.
Some of the benefits of working with a Westar professional
is that we assist you in selecting the best loan to meet your
overall situation and goals. We get the appropriate loan for
you at the best rates and fees. This single decision can save
you thousands of dollars throughout the years! Keep you informed
of your loan status throughout the entire process.
Applying
for a Mortgage
Step
One – Research
Start the discovery process to get an idea of what ballpark
your loan is in. You can use widely available mortgage calculators
to understand how much home you can afford, what your payments
would be, what your amortization schedule would be etc. or
call us and we can do it for you.
Step Two – Prequalify
Once you have narrowed down your search for your perfect home,
you need to get pre-qualified for a loan. This is a very simple
and short process which basically serves as an indication
to the Realtor that you are able to obtain a mortgage loan
and that you can afford your home. Contact one of our Loan
Specialists now go get a quick pre-qualification letter'
Step Three - Complete Mortgage Application
Once you have selected a home and your offer has been accepted,
the next stage is to get a mortgage loan. In order to obtain
a loan, you will need to complete a fullmortgage application.
Once your application is complete, Westar Funding Corp will
match your needs with an extensive list of Lenders and Programs,
we will get you the Lowest Rate possible. You can APPLY ONLINE
or call us at 1-800-808-3863 to speak with a Loan Specialist.
Step Four – Approval
Once the information contained in your application has been
confirmed by one of our Loan Specialist, we will check your
credit and ask you for some documentation to substantiate
your income, assets, liabilities etc. Once the information
is collected and verified, the lender will make a decision
on your loan application and advise you accordingly.
Step Five – Funding
The final step is the funding of the loan and the disbursement
of the monies. Once your loan has been approved, the lender
will disburse the monies to the concerned parties based on
the purchase agreement and you will be given possession of
your new home !! Congratulations, you are now a proud home
owner.
At Westar Funding Corp, we are committed to making the process
of obtaining a home loan as simple and uncomplicated as possible
for you. Let one of our experienced Loan Specialists help
you as you take the step towards home ownership. Contact Us
now for a free consultation.
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